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Smriti Kirubanandan

Global Consulting Director

Padmanabhan Raman

Managing Partner


  • Health insurance today offers less value than it did ten years ago due to a 212% increase in health insurance deductibles over the past ten years.
  • The value-based care models will significantly contribute to the quality of care—especially with the rise in cases of people with chronic diseases and the aging population resulting in the growing physician burnout.
  • The role of the payer in the future will shift from reactive to proactive, focusing on innovation instead of optimization.
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